Testimonials

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It is with great confidence that I recommend the services of Mr Barrie Henman and his staff at Innovative Financial Concepts. My partner and I have been clients of Mr Henman for nearly 12 months and we have been very pleased and sometimes surprised at the high level of commitment and service provided. We are very pleased with the level of professionalism and integrity that the business upholds. Furthermore, we trust that our personal information and business affairs are held with the utmost in confidentiality. I whole heartedly recommend the services of Mr Henman and Innovative Financial Concepts.

Yours Sincerely,

Dr Adam Mackey

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To whom It May concern

My wife and I have had a business association with Barrie Herneman Managing Director of Innovative Financial Concepts for the past 5 years. In that time Barrie has dealt with and managed our entire personal financial affairs. He has assisted us with a range of support and advise covering our personal mortgage negotiations and set-up, business investment advice and set-up( rental property purchase), total insurance assessment and coverage and supplied reliable contacts and business partners when dealing with taxation requirements.

We have empowered Barrire with all our personal financial information, with his he and his company have always treated this information with the strictest level of confidentiality always remained professional but offered a friendly and approachable service, I would recommend Barrie and his company services to any one seeking financial advise and wealth creation, I look forward to a continued long and fruit full association with his company.

If you require any further information please advise

Regards

Regional Operations Manager

Jeffrey Wheeler

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We have been a client of Barrie Henman for a number of years and have at first-hand witnessed the growth in his business and relocations necessary to larger premises, change of name etc..

Barrie Henman and his team have provided appropriate advice and excellent personal service; this has been a major contribution to our improved financial security.

Over the years our personal financial circumstances have dramatically changed for the better, and Innovative have adapted well to thse changes. Our initial involvement was to maximise the ability to clear the remaining mortgage on our family home via moving banks and LOC etc. Now it is a question of where to place our excess funds.

At all times Barrie has enjoyed our friendshiop and trust. This is best demonstrated by us introducing 3 new clients to Innovative as well as our (now adult) children.

In all dealings we have never felt that Innovative put their interests before ours.

They are our "Trusted Advisor".

Regards,

David Keele

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20th December 2004

Dear Barrie and team

We would like to take the opportunity to give you our sincere thanks for your help in purchasing our first home.

We greatly apprciate all the hard work and support you have given us, and it probably wouldn't have come together as well if not for your professionalism and effort.

We look forward to our continued relationship with you over the coming years.

Thanks again

Kind Regards

Bianca Daniele and Russell Shepherd